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The Insurance Act 2015 comes into force on 12th August 2016 and introduces a new duty of fair presentation which congregations need to understand and comply with.

In addition to the duty of fair presentation the Act makes an number of additional important changes to legislation dating back to 1906. It is designed to modernise insurance law and put the insured party in a more favourable position.It is however very important that you understand your obligations as a policyholder and in order to do this we have produced a short guide to the Act which you can access by clicking here.