Church Insurance

The Church of Scotland Insurance Company Ltd (COSIC) has developed in conjunction with a small number of insurance partners a dedicated church insurance scheme to meet the needs of Congregations in Scotland. Cover can also be provided under the Scheme for other associated bodies of the Church of Scotland (COS) and for individuals within the Church.

About the Church of Scotland Scheme

The Scheme is administered by the Church of Scotland Insurance Company Ltd (COSIC) from its office in Edinburgh. All profits earned by COSIC through the Scheme are passed under Gift Aid to the General Trustees of the Church of Scotland to assist them in meeting their charitable objectives of supporting parish ministry and assisting congregations in the provision of suitable buildings.

The Scheme which was reviewed and extended in 2011 incorporates a range of covers for buildings and contents, employers and public liability, charity trustees indemnity and breach of duty. Flexibility is provided by offering a number of optional sections which can be added to your policy.

Normal ecclesiastical activities are provided for under the scheme including your insurance needs in respect of the operation of a café or restaurant, a charity shop, and special events and activities (with some limitations) that you may organise for fund raising purposes. The scheme also extends to provide you with cover for small contract works up to £150,000 in value.

Further information regarding the scheme is provided through the links on this page. Alternatively please contact our office directly for further information.